Most people are aware that they need some form of insurance to drive a car. But what about a motorcycle? Do you need insurance to ride one of these bad boys?
The answer is yes, in most cases you will need motorcycle insurance. There are a few states that do not require motorcycle insurance, but most do. So if you are planning on riding a motorcycle, better safe than sorry.
More Information on Motorcycle insurance
While different types of riders have different requirements when it comes to motorcycle coverage, a good plan can provide you with the following types of coverage:
• Property damage liability: This will cover damages that you cause to someone else’s property while riding your motorcycle.
• Bodily injury liability: This will cover the medical expenses of someone that you injure while riding your motorcycle.
• Uninsured/underinsured motorist: This will cover your medical expenses if you are in an accident with someone who does not have insurance or does not have enough insurance.
• Collision: This will cover damages to your motorcycle that are caused by an accident, regardless of who is at fault.
• Comprehensive: This will cover damages to your motorcycle that are caused by something other than an accident, such as theft, vandalism, or weather damage.
• Medical payments: This will cover the medical expenses of you and your passengers if you are in an accident.
In addition to all of the above, motorcycle insurance should give you peace of mind, allowing you to hit the open road with a clean conscience and a clear mind.
Help with Motorcycle Insurance
Our trained agents have extensive experience in motorcycle insurance, and we can help get you squared away before you head out. Not only can we help you make informed choices on your policy options, we can shop your policy to multiple carriers to make sure you get the lowest rates possible. Give us a call today to learn more.